Say Bye Bye To Your Mortgage And Save Thousands Of Dollars
Illawarra Mercury
Wednesday May 18, 2005
HOMEOWNERS pay thousands, even hundreds of thousands of dollars in interest on their mortgage, but why make the banks richer when you can keep the money in your own pocket.
Bye Bye Mortgage, a mortgage broking and reduction service, offers a no risk solution to paying off your mortgage quickly and easily so you can own your home sooner and have the opportunity to save money. There is no risk because the money stays with the bank. Bye Bye Mortgage is owned and serviced by Lance Tuck. Lance has a background in banking and worked in the industry for 34 years including the position of Bank Manager. This experience has equipped Lance with the necessary knowledge of loans and the finance side of banking.Due to the recent rise in interest rates and the uncertainty as to whether they will continue to rise, Lance says there has never been a better time for people with mortgages to check their home loan to see if it still meets their needs."So many people are paying at least half a per cent more in interest than they should be. That half a per cent over the term of the loan can cause you to pay thousands of dollars in extra interest that you didn't need to pay," Lance said."There are some great home loan deals around at the moment and considerable savings can be made by refinancing to a home loan that offers a lower interest rate and minimal or no bank fees."Lance is more than happy to sit down with you and help you find the most suitable loan for you and your situation. A nil establishment fee and no ongoing loan charges are currently being offered on certain home loans, when you obtain your new home loan or refinance through Bye Bye Mortgage.Lance is a certified mortgage broker and can source and arrange the right loan for you including personal loans ranging from $3,000 to $30,000, each application will be assessed on submission.Bye Bye Mortgage is not just there to get you to re-finance, they will see if the loan you have works for you and if it doesn't then re-financing is an option.Bye Bye Mortgage is a stand alone company and has no affiliation with any bank or mortgager. "I work wholly for the client, my loyalty lies with getting the best result for them," Lance said.The business offers a mortgage reduction service that can save you thousands of dollars in interest and can take years off the life of your loan.The best thing is that you don't have to change your lifestyle to make it work. When doing your assessment Lance will take your lifestyle expenses into consideration so you can still afford to do the things you love.Bye Bye Mortgage offers an obligation free consultation and assessment for anyone who is interested in finding out whether they can save money on their home loan. Lance will come out at a time that suits you to conduct the assessment."99 per cent of the time I will go to a clients home because that's where they feel most comfortable. I am very flexible and will come out during the day, after hours, during the evening or on weekends," Lance said.The initial assessment will determine whether a mortgage reduction plan is the right option for you and if it is the right option an assessment will be given to determine how much time and money you can save.Lance has had some great results for his clients; some have saved up to $100,000 and knocked their mortgage down from a 25 year loan to an eight to 10 year loan. "The response has been fantastic, people can't believe it is so easy. They only wish they had done it sooner," Lance said.Your home loan is the single biggest expense in your life so why not try to save some money.Lance saw the need for a mortgage company in the Illawarra that offered one-on-one customer service and support."The banks are continually cutting back their customer service and home loans can often be confusing and overwhelming," Lance said.Bye Bye Mortgage offers 24 hour, seven day a week support for its clients and they will stay with each client for 12 months after they sign up to ensure the assessment is working for them.Bye Bye Mortgage insists that they can help people from all ends of the spectrum from the young family who are thinking of buying or have just bought their first home up to the older couple who are contemplating purchasing an investment property or building their dream home.A dual income young family is one example where more often than not large savings can be made. They can pay off their loan in the minimum amount of time and set themselves up for life."The savings are there for just about everyone, but I can't help them unless they give me a call," Lance said.Let Bye Bye Mortgage show you how you may save a fortune by calling 4271 4769 or 0418 660 737.
© 2005 Illawarra Mercury